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Your Rights and Debt Collection
Published by Robert Hughes - Jun 9, 2007 at 04:39:56
The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors treat you fairly and prohibits certain methods of collection. Debt collector as defined by FDCPA; "Any person that is into the business or who regularly collects or attempts to collect debts is a debt collector". The ... Click to read the article details Detecting Early Credit Problems
Published by Robert Hughes - Jun 9, 2007 at 03:14:17
Keeping yourself trouble free with your credit requires a close eye on your credit report and asking yourself some difficult questions. Sometimes it is harder to be honest with yourself than with a stranger. In order for you to stave off credit problems, you must be brutally honest with ... Click to read the article details Your FICO and Credit Score Explained
Published by Robert Hughes - Jun 9, 2007 at 02:53:23
There are several different types of credit scores available. The three major credit bureaus in the U.S. use scores that are produced by Fair Isaac and Company, hence FICO. The three credit reporting agencies that provide these scores to lenders are: Experian, TransUnion, and Equifax.
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