Yet another day has passed without knowing what I was busy with. I was very busy but the things that I wanted to complete are still outstanding. How come I am still not unable to complete the things that I have planned to do so even after one week? Something is not right. All the while, I have ... Click to read the article details

Selling skills is one of the essential skills to be mastered if I want to achieve financial freedom based on my understanding of the Rich Dad's Series by Robert Kiyosaki. Thus, I have begun my quest to master selling skills by reading books, listening to audio clips and attending seminars on ... Click to read the article details

When I see a tall building, I always wonder how a building can be that tall without falling over. By chance, I manage to read about the construction of a tall building and realize that the foundation of any tall building is carefully designed to support it. A lot of efforts and works are done at ... Click to read the article details

I could fly! It was very fun. All I need to do is to think about it and I was flying. If I want to go to a place, then all that I need to do is to think about it and in a snap of a finger I was there. I could make decisions like in real life. It was like to be alive in a dream. I really enjoyed ... Click to read the article details

Creating wealth is a way to gain financial freedom quickly. Based on my understanding of the Rich Dad's series by Robert Kiyosaki, the rich people create wealth. For example, the rich people start a company and get it listed on the stock exchange. The shares of a start up company are not really ... Click to read the article details

If I want to gain financial freedom way before retirement age or latest at the age of retirement, I need to accumulate enough wealth to achieve the lifestyle that I want. This requires planning as gathered from the Rich Dad's series by Robert Kiyosaki. If I want to be cautious, I feel that I ... Click to read the article details

If I want to become rich, then I need to invest in assets that generate passive income. This is what I have learned from reading the Rich Dad's series by Robert Kiyosaki. One such asset that can generate passive income is real estate. And anyone who can afford to invest real estate will likely to ... Click to read the article details

I used to think that I have a lot of problems compared to other people. I was so focus on these personal problems to the extent that I thought that I was the only one in this world that suffers from these issues. Thus, I felt that I was at a great disadvantage to achieve financial freedom as ... Click to read the article details

Yes, I want to gain financial freedom. That is my decision after reading a few books including Rich Dad Poor Dad by Robert Kiyosaki. Thus, I embark on the journey to get myself educated and learn from successful people. After struggling for a few years, I am still nowhere near my dream. And ... Click to read the article details

First of all, I have to consider that there are two kinds of debt, good debt and bad debt. A bad debt is one that needs to be paid off by me. In good debt, someone else is paying off my debt as learned from the Rich Dad's series by Robert Kiyosaki. Good debt can be used to invest in assets that ... Click to read the article details

As any normal human being, I will feel emotions. Because of emotions, sometime I become irrational in my decision. This is especially bad for investment decisions as there is a high chance of making wrong decision when I am in an emotional state of mind. Making wrong decision in investment means ... Click to read the article details

I have experienced that in order to make money, I need to have to proper knowledge for it. It is very important to consider that making money is not that simple at all. This is because I have to know how to weigh the risks of investments, as there is no assurance that I will get my investment ... Click to read the article details

One of things that I have learned from sales courses is that when I try to make an appointment with a potential client, I always give him at least two options. And most people will limit themselves to those two options. They rarely think beyond those options. If they cannot make it, then I offer ... Click to read the article details

Recently, I am rather busy trying to buy an expensive thing. Since it costs quite a lot of money and I am rather inexperience in buying that kind of things, I decided to visit a few more shops to have learned about more about the things that I am trying to buy. In the process, I realize that one ... Click to read the article details

If I want to be rich, then I should not be spending hard earned income on luxury items. But what's the whole point of slaving ourselves over our jobs earning our salaries and not get to enjoy the fruits of our labor? We all want big screen TV's, a great car, fantastic fashionable and great looking ... Click to read the article details

If I want to be successful and rich, then I need to overcome my fear of failure. That is my conclusion after attending quite a few seminars and reading a lot of books including the Rich Dad's series by Robert Kiyosaki. If I could overcome my fear of failure, then I would be able to make mistakes. ... Click to read the article details

I used to keep problems to myself. I never want to ask for help. This is because I feel that if I ask for help, it will reflect badly on my capability to deal with personal problems. In other words, I was too proud to ask for help.

For example, if all my peers know how to swim very well ... Click to read the article details

"Start watching your money, every single cent of it." I'm not kidding; each cent that you throw away can pile up to become great expenses that will all go to waste. What's the point of slaving ourselves on our jobs to earn more money that we are just going to throw away?

A lot of people ... Click to read the article details

When I was busy, I would never think of anything negative. But when I was not busy, I would start to think of all kinds of things especially those things that caused worry and anxiety. Then I would become worried and depressed.

Does this sound familiar to you?

As usual, I am ... Click to read the article details

In terms of managing money, there are two kinds of skills that I need to master. Firstly, I need to be able to manage small amount of money. If I know how to manage small amount of money well, then I will be able to save and invest in assets that generates passive income. If I keep repeating the ... Click to read the article details

Selling is one of the essential skills that I need to learn if I want to achieve financial freedom. This is what I have realized from reading the Rich Dad's series by Robert Kiyosaki. Selling skills allow me to sell my ideas to other people and persuade them to invest or become my business ... Click to read the article details

Having a positive cash flow is an essential step in gaining financial freedom. I did not realize it at first. It was only after I have read the Rich Dad's series by Robert Kiyosaki that I have realized the importance of maintaining a regular cash flow and expenses that does not exceed it. I have ... Click to read the article details

Buy a property and rent it out. Make sure the monthly rental income is more than the monthly mortgage loan repayment. In this way, there would be a positive cash flow from the investment. That is this investment would be earning a passive income. According to my understanding of the Rich Dad's ... Click to read the article details

Let me wish you a Happy Valentine Day! Valentine Day reminds me that the importance of loved ones. Without the support of my loved ones, I will not be able to concentrate on what I am trying to achieve. I feel that the best kind of support that I can get from my loved ones is whatever I choose to ... Click to read the article details

After reading a number of books, I realized that most people made their wealth through real estate. This is also highlighted by the Rich Dad's series by Robert Kiyosaki. Thus, I decided to learn more about property investment. Even though I did not have money to invest in property, I still went ... Click to read the article details

Everyone want to achieve financial freedom but why is it only so few people make it? This is the question I keep asking myself. If I can solve the puzzle, then I will be able to become rich. Yes, I have read the Rich Dad's series by Robert Kiyosaki that not everyone is willing to pay the price of ... Click to read the article details

When I just started work after graduation, I have earned income to spend on the things I desired. But if I came across something that is too expensive, I would tell myself to forget it. It is outside of my budget. That is the way I was brought up. Spend within my means and forget about things that ... Click to read the article details

There are 2 different categories of income namely active income and passive income. Active income requires me to actively work for the income. The moment that I stop working, my income will stop coming in too. Based on the cashflow quadrants by Robert Kiyosaki, the employee derives active ... Click to read the article details

If I want to be good as an investor, then I need to be good at arithmetic to analyze the odds of an investment. Also, I need to be able to read and write. There is where scholastic education plays an important role. Scholastic education teaches me how to read, write and do arithmetic. It is one of ... Click to read the article details

According to the Cashflow quadrants by Robert Kiyosaki, I will need to switch to either a business owner or an investor to become wealthy. If I were to choose the path as an investor, I realized that there are certain responsibilities that I need to fulfill.

What are the responsibilities? ... Click to read the article details

If I were to borrow money from a bank to invest in a property, I would incur a debt. Is this debt considered to be a good debt or bad debt? Well that really depends on who is paying off the debt. Based on my understanding of the Rich Dad's series by Robert Kiyosaki, a good debt is a debt where ... Click to read the article details

I used to have a bad habit. It is known as the '5 minutes desire'. What is the '5 minutes desire'? Well, it just an analogy to mean that I was only excited about a new thing for a very short while. Like a child with a very short attention time span, I will loss interest in whatever I love to do ... Click to read the article details

When I want to invest to accumulate wealth, I will diversify my investments so as reduce my risks. For example, if I were to invest in the shares of one company, I would face the risk of losing everything if the company went bust. But if I were to invest equally in the shares of 100 companies, my ... Click to read the article details

After reading the quite a number of books on investment including Rich Dad's Guide to Investing, I have concluded that it is important to treat any investments as if I am going to buy over the business. What do I mean by that?

For example, if I were to buy a share of a company, then I ... Click to read the article details

I am not used to doing planning for my personal life. Usually after a day of hard work, I want to sit down and relax. Since I perceive the task of relaxing is simple, I do not really plan what I want to do in my leisure time. I will simply do what I like to do at that point of time. As times past ... Click to read the article details

There is this Chinese Saying that literally translates to "Failure Is The Mother Of Success!". Basically, it means that failure is like a mother who will give birth to success. A more proper way to phrase it will be failure precedes success. Usually, it is use to encourage someone who have just ... Click to read the article details

Financial education plays an important role in my life. Ever since I have realized that it is important to make money work harder for me, I have been constantly reading and learning about financial education. With the new knowledge that I have gained each day, I have realized that I am improving ... Click to read the article details

The middle class and the poor people spend their earned income on luxury items while the rich people use their money to invest in assets that generate passive income. Then the rich people use the passive income to enjoy luxury items. Based on my understanding of the Rich Dad's series by Robert ... Click to read the article details

I learned that an asset is one that generates positive cash flow. If it does not generate income, then it is a liability.

For example, a car is liability if it does not generate positive cash flow. If I rent out a car and it earns a monthly rental income, I will need to do a simple ... Click to read the article details

Financial education is important for various reasons. For example, financial education helps me to identify risks so that I can avoid financial traps such as the use of future money from credit cards on luxury items. By using my future money, essentially I will be depriving myself of the chance to ... Click to read the article details

When the waves splash on the beach, I can see droplets of water flying in the air. When the waves crash against the walls of the coastline, you see droplets of water flying in air. I have tried to take the photos of waves before and this is what I have found out. If I took a photo of the waves ... Click to read the article details

After graduation and working for a few years, I have learned that working for money is very tough. From what I have concluded from Rich Dad series, I know that I must make money work harder by investment. So when I heard that I could make money easily by investing in shares, I quickly rushed into ... Click to read the article details

When I think of creating wealth, the first thing that comes to my mind is that I need to invest money. I need apply what I have learned from the Rich Dad series by Robert Kiyosaki by making my money work harder. All along, it never crosses my mind that I need to invest another essential thing to ... Click to read the article details

When I have just started to write newsletter, it usual took me about 2 hours to write an article of about 400 words. That means I can write about 4 articles in about 8 hours. I need to write two newsletters for my websites weekly. Thus, I will spend about 4 hours per week writing my newsletters. ... Click to read the article details

When I spotted an expensive watch that I like, I would have a series of thoughts. Firstly, I would have thought of the pleasure that I could derive by owning it. Secondly, I would think of ways to make or save enough money so that I could buy that watch. Thirdly, I would take actions to make or ... Click to read the article details

I used to complain a lot about work and everything under the sky. I did it so often that it became a habit. It is like I enjoyed complaining about the issues but I did not bother to think of any solutions. A few good friends told me that I was a very negative person and I should try to look at the ... Click to read the article details

Reducing time wastage is not just for busy people. I feel that is it an important thing that everyone learn to reduce time wastage. I believe that if spare time is probably invested, it can make a whole lot of difference in the quality of my life.

For example, if I had invested my spare ... Click to read the article details

If I want to be rich and wealthy, I need to change my mindset to invest in assets that generate passive income. Becoming rich has nothing to do with how much I earn. This is what I have learned from the book Rich Dad Poor Dad by Robert Kiyosaki. If I had earned a lot and spent on luxury items, I ... Click to read the article details

Every time that I was praised, I felt very happy and proud. I felt noticed and appreciated. Whatever positive feelings I felt, I found that it is very difficult for me to settle down and focus on my work. This is because I was too excited by the event. In fact, I was not able to fall asleep. My ... Click to read the article details

After reading the Rich Dad series, I concluded that I will not be able to accumulate great wealth without financial literacy as the foundation Without financial literacy, I will not be able to judge whether something is worth investing. Thus, I enrolled for a few courses on personal financial ... Click to read the article details